What is Humm?

humm is a retail instalment payment plan facility! In simple terms, it is an easy alternative to paying with cash or credit card for goods.

humm allows you to spread the cost of your purchase.

Complete a humm application (please ensure that you are not using Internet Explorer) and humm will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in oour store or on our website.

*Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.
Can I buy more than 1 thing?
Yes! There is no limit on the amount of products you can buy. 
Am I eligible for humm?

To be eligible for humm you must meet the following criteria:

  • Be at least 18 years of age
  • Provide proof of PPS number & address
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €1,000 per month
  • Have a current credit/debit card and a photo ID
  • Have a good credit history

Can I pay off my humm agreement early? 

Yes, you can pay off your humm Agreement early without any additional fees or charges. You will only pay the balance owing (including interest) up until the point of closure.

You can make additional payments at any time, and you can do this as often as you like – simply log in to your online customer portal (you will have received an email about logging in when you made your purchase), and clicking on your agreement number, and click making a “One-Off Payment”. As we said, you can do this is as often as you like!

 I have been approved. How do I use humm with Cash Creators online?

  1. At checkout, choose humm as your payment method.
  2. Complete your humm purchase.

I have been approved. How do I use humm with Cash Creators in-store?

  1. Visit Cash Creators store.
  2. At the checkout tell a member of staff you would like to pay with humm.
  3. Complete you purchase with humm.

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